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Testimonials


Let us know your experience!

Glenn - Houston, Texas

Frontier Funding has been a blessing to me and my family. When we communicated our wants and needs the team delivered promptly. Although I am currently in chapter 13, the team made the transition easy without any hassle. The application was completed over the phone and within 10 minutes we were approved. I will definitely refer Frontier Funding to friends and family. Frontier funding has customers for life!

David and Judy S

I just wanted to thank the team at Frontier Funding. My family and I had been getting the run a round the past few weeks from other dealers, then I recieved a letter in the mail directing me to Frontier Funding. I called and after a conversation that explained to me what was all involved in buying a car while in bankruptcy, they had us approved with in about 20 minutes. They did everything over the phone, I knew the car and the payment we wanted before we even arrived. After a test drive, we completed the paperwork and on our way home with in a hour. Very professional and will definitely recommend Frontier Funding!

Eric B

My car had broken down and needed a lot of money to repair it. I called my attoey and they referred me to Frontier Funding. They got me approved pretty quickly, so I contacted the Trustee's office and asked what I needed to do about getting a car. To my surprise, they knew who I getting my new Sonata from, and that made me happy. Very quick and professional, and I will be doing business with Frontier Funding again!

Amanda C. - Humble, Tx

I'd like to take this time to express my appreciation for Frontier Funding, LLC. My older model truck broke down and I didn't have the money to have it repaired. I knew it was time to replace it with a later model vehicle but faced the reality that my credit was shot. I was referred to Frontier Funding by a co-worker that was currently in bankrupcy and recently received a new car through Frontier Funding after totaling her current vehicle. I was floored at how quickly and easily her situation was handled so I gave them a call. Tyler Wigley not only got me approved for a new vehicle, but he devised a plan to help me quickly re-establish my credit as well. That alone was above and beyond the call of duty. The whole process was quick and easy, doing nearly everything via phone and email. He was up front and honest with me from the beginning, which in my experience is not at all like any car salesman I've ever dealt with. When I arrived to pick up my vehicle, he met me with all of the keys to all of the vehicles I qualified for. He waited patiently as my fiance and I test drove all of the vehicles and finally decide which one we would take. Once the decision was made, we were out of there within 10 minutes. AWESOME EXPERIENCE!! I will forever be mindful and grateful for what Frontier Funding did for me and will without a doubt recommend them to everyone I know. Thank you Tyler Wigley and Frontier Funding!!

Cassandra and Jermaine - Huntsville, Texas

I was recommended to go to Frontier Financing, and I am so glad that we did. It was the quickest, easiest, way to purchase a vehicle. We were able to choose what we wanted and it is GREAT! I have bought from big lots in the past and they want you to come in and spend hours negotiating a deal for a vehicle you may or may not want. Not with Frontier Financing. We were able to discuss over the phone and inteet before we even showed up in person. It took us longer to get to the business than it did to finish the purchasing process. We DEFINITELY recommend Tyler with Frontier Financing.

Lakeesha Johnson - Cypress tx

I was referred by Dennis to Frontier Funding there was Mr. Tyler he was professional about there business asked a few questions and said im gonna submit your application for an approval once approve i will call you and let you know and what we have available will guess what I was approve in one day mr. Tyler call me and said come over went into the office i had some options to pick from he gave me all the keys told me to test drive and the one I want let him know if I tell yall the lord is my witness within driving my 1st option with low miles and a 2017 he called and said what u think in 30mins we had all paper work signed and i was out his office with a new car thank you all so much 4 a job well done I couldnt ask 4 a better company then frontierfundingllc.com yall are a truly blessing to me

Dennis - Houston, TX

Working with Frontier Funding LLC was a great experience. I had just completed a Chapter 7 Bankruptcy and I needed to obtain a car as soon as possible. I was referred to Frontier Funding and on the same day that I visited them I drove home in a 2016 Toyota Camry. The entire staff, especially Tyler, is extremely professional and the process went flawlessly. I highly recommend Frontier Funding for anyone trying to buy a car

Brenda Glover - Houston, TX

I was very pleased with the atmosphere and location of the company. Tyler is the best car businessman I have ever had the pleasure of doing business. Everything is upfront, nothing hidden, and that makes this the best dealership in Houston. I did not have to wait all day

Harolyn Joseph - Houston, Texas

Frontier Funding was the answer to my problem. I totaled out my car and did not know how I was going to get another while in Bankruptcy. My attoey recommended Tyler with Frontier Funding to me. The accident was on October 31, and I received my NEW SUV within one week. My experience with Tyler was very genial and moved exceptionally on the entire process. He made the purchasing of my SUV a wonderful experience. I love my SUV and will recommend Tyler with Frontier Funding too many others. Thank you Tyler Wigley !!!!

Samiah T - Stafford, TX

I have to say this buying from Frontier has been the BEST decision I’ve ever made. Car buying in general is stressful and sucks, but not through this business. It’s very cut and dry, they are not like the car dealers who are just looking to sell a car. Mark is a truly amazing guy. He will work with you and cares about what’s best for you. AWESOME BUSINESS!

Joan - Sugar Land TX

When I contacted Frontier Funding after speaking with several dealerships, Mark's straight to the point honesty led me to Frontier. I am very thankful for my buying experience... short, sweet, and to the point in less than an hour after finding my vehicle.

Roxanne - Houston,TX

These last few months have been rough to say the least. Lost my job right after Thanksgiving and struggled to make ends meet. The blows kept coming! No job throughout the Christmas holiday and New Year and losing my only means of transportation, I didn’t know if it was even possible to get another one. Lucked up and found a job mid-January and knew I had to work on getting a new ride. After filing for bankruptcy ,I knew the possibility of getting something was out the door…… then along comes Frontier! You hear all the time that there are genuine people still left in this world, well Mark is definitely one of them. He’s gone above and beyond to make this happen for me. All the paperwork was done over the phone, I went in, test drove the vehicle and left that day with it! The amount of hard work and dedication Mark put into making this sale happen is beyond words. I highly recommend Mark and Frontier Funding for your next vehicle purchase!!! You will NOT be disappointed

Roy and Tonya - Cypress, TX

We would like to thank Mark and Tyler for making this car buying experience so pleasant and smooth. From start to finish I was impressed. The website was user friendly including the online application. I completed my application late Saturday evening and I received a call back first thing Monday moing. After being briefed on the company and quickly reviewing the application, I was advised that I would receive a call back after the application was processed. Due to my experience with a previous dealership I didn't expect to hear back until the next day. To my surprise I received a call back in about 15- 20 minutes informing me that I was approved and could go pick up my car. When my husband and I arrived we expected to be there for hours waiting and completing paperwork. We were immediately greeted with the keys. After test driving the car we were in and out of there in about 20 - 30 minutes. We were thoroughly informed of the processes from beginning to end. Every question we had was answered. We truly felt as if our time and business was a priority. We were very pleased and will without a doubt refer our friends and family to Frontier.

Brenda - Houston, Texas

Everything said on these statements,testamonials, from my perspective, are true. I am looking to finance a vehicle, am about two years past Chapter 13 Bankruptcy and discharge, and anxious. Tyler listened, was very kind and professional, and gave me the advice and encouragement I needed to hear. He offered to help me, even though I wasn't a customer of his. He was genuine, knew his work, and truly seemed to care. What a great organization! Thank you Tyler!

K.Smith - CNROE,TX

Kel Smith Yesterday at 10:12pm. Richard went waaaay out of his way to help us get my 2012 Dodge truck. The price he told me over the phone was exactly what the paper work said. I have never experienced like this when we went through a dealership. Everything was done over the phone, pics through cell phones of the paperwork he needed. By the time I test drive the truck all the paperwork was completed. Once we decided we wanted it it took all but 5 minutes to sign the paperwork. I'm talking, well it seemed like, half the paperwork than going to a big shot dealership. I'm recommending anyone that is in the hunt for a new vehicle!

Lyn Jackson - Houston, Texas

Frontier Funding LLC, is a 5STAR Dealership, with Superior Customer Service! Mark, Richard & Tyler, are all excellent to do business with. I've reestablished myself financially as a Frontier client. I was able to purchase a vehicle with no money down, no hassle, and no monkey business! I felt respected, valued, and confident that I was being cared for throughout the entire transaction. The vehicles are practically new, low mileage, with warranties!! I've been a client twice, I strongly recommend Frontier Funding LLC!!

Bill Q - Katy, Tx

Without getting into long drawn stories I want to commend the entire staff at Frontier Funding. I personally spent 34+ years in the automobile business, sales, sales management, finance management, owner, etc. Because of the financial situation I was in, I knew it would be tough getting financing for a late model car. Mark and the staff got my loan approved within 90 minutes and I picked out a 2014 Camry SE. They told me what they could do and I shopped 2 other BIG toyota dealers. One never retued my calls, and I called 5 times the other was 2200.00 higher on the same car and I was told that was the best deal available. After 2 hours I left the dealership and out of the blue I received 3 phone calls the next moing telling me that they could meet my price, but they couldn't 14 hours earlier. I informed that I had purchased from a dealer who had been completely upfront and honest with me. Frontier Funding and I would encourage others to do the same Bill Q Katy, Tx

Dwaine and Amanda - La Porte, TX

I received a letter in the mail - presumably an advertisement from Frontier Funding, LLC. I called the number on the flyer and Tyler answered the phone. I explained my situation and he took my information. He said he would call me back in an hour or so. He did. He said that he had me approved through one of his lenders and took down the information regarding the kind if vehicle I was interested in. He sent me some pictures of a vehicle and then asked me if I liked it. I told him I wanted a darker color so he then told me, "We will go buy one." I was like, what? He called a couple of days later informing me that it had been purchased and it could take five to seven days to arrive. Once the vehicle arrived my wife and I went over and picked it up. The total time in the office signing the paperwork and test driving took a little over an hour. It took a while for the loan to be funded - agonizing for me but Mark and Tyler assured me that all would be well and it was! They did exactly what they said they would do. Car buying should be this easy everywhere. Don't hesitate to give them a call! It is well worth it

Roslyn S. - Missouri City

Frontier Funding is everything they say they are! After receiving a letting in the mail in July 2015, I was skeptical, but being in chapter 13, and not having a lot of extra cash for a down payment, I decided to call. I spoke with Tylor Wigley, he explained the whole process. He was very knowledgeable, and explained exactly how the process worked and what I needed to give to my trustee.Everything was done over the phone and via email...very painless! Within 48hrs we drove to The office, test drove several great vehicles, then I signed a few papers and drove of in my beautiful 2014 Ford Fusion. The best part is that the financing is outside of my chap.13, so I am already re- establishing credit!! Thank you Tylor & Frontier Funding!!!! I will definitely recommend you to anyone needing a great vehicle! Sherrill & Wes Beard, Happy Fusion Owners!!

Monique - Houston, TX

Thank you to all of those who helped me get into my car without any time or hassle. Such an easy process and they jump through hoops for you so you don't have to.!!

Tiffinny - Houston, Tx

Frontier Funding.. What can I say?? They are AWESOME!! The easiest car buying experience that I ever had. Tyler and Mark are GREAT!! They answered all my thousand and one questions, never gave me one second of attitude or annoyance, they were very professional. No pressure ( like other car lots), calm atmosphere, quick process. Being in the financial situation I was in, I did not think that I would be able to get a decent car let alone a newer model car with low miles and still under the original bumper to bumper warranty! Frontier funding is a win win all the way around, if you are in a financial situation and do not know what to do call Frontier Funding and speak with Tyler and Mark!!!! Thanks guys!!!

Heather K. - Houston, Tx.

I was so happy that I didn't have to go through hoops to get another car while in bankruptcy . Frontier Funding did just what they say they will do. The entire process was very quick and i was in my new car the same day. Tyler was very upfront with the process and he took care of me. Everyone in the office was nice and professional. My car broke down on me and I didn't have any money saved. I called my attoey since I was still in bankruptcy and he referred me to these guys. I was iffy at first. i'm thinking I'm going to be stuck with an old but "dependable" car. Was I wrong. Frontier cars were very up to date models. I called Frontier and Tyler asked me a few questions and he didn't waist anytime. I got a 2014 Sonata and I am very pleased with it. Thank You Frontier Funding!!!

D Smith - HOUSTON

These are true testimonials...Tyler and Mark are awesome. They made process painless and simple. I was truly amazed. Thank GOD for them. What a blessing. I recommend that everyone have an opportunity to experience their professionalism and courtesy.

Angie B. - Cypress, TX

I was just 6 months into Chapter 13 BK when my current vehicle started having maintenance issues. It also was not suited for the type of work I do, having to drive onto construction sites. My BK attoey got me in touch with Tyler and within 24 hours I was driving a 2015 SUV with low miles and in excellent condition. This was by far the most pleasant and stress free car buying experience ever. I hope to drive this vehicle through the discharge of my case and then retu to Tyler to upgrade. I truly appreciate just how easy Tyler was to work with! I highly recommend Frontier Funding

Tracey Staff - Houston, Texas

From start to finish it was an absolute pleasure working with Tyler at Frontier Funding. He was patient, kind and extremely knowledgeable about the entire car buying process. I encourage anyone interested in buying a car to use Frontier Funding. You will be so happy that you did!

Nikki A. - Missouri City, TX 77459

Oh my goodness. I can't say enough about Mark and the guys at Frontier Funding. I bought my car last night, and after a few test drives, of several cars (my indecision), I picked the perfect car for me. They were so patient and wanted to make sure that I not only left with the car that I wanted, but at the payment that I wanted. It was by far the easiest car buying process of my life! They are so professional and I would highly recommend them to all of my friends and family!

Karla Tatum - Kingwood, TX

What a wonderful experience dealing with Mark and the Frontier Funding team. So wonderfully efficient, no run around and clear easy to understand financing. This is truly the way car buying should be.

Juan Villa - Richmond, TX

I am still in shock and can't believe I am now a proud owner of a 2014 Nissan Rogue. I had been needing a vehicle for over a year now, I had contacted my attoey and they gave me a list of dealers that could help, sadly that was all a waste of my time. I contacted the people on the list and some didn't exist anymore, I sent some my information and proof of income and they never corresponded back to me. I received Frontier Funding letter in the mail, and I thought it was some kind of scam or a lead generator company of some sorts. Calling them was one of the best decisions I have made in a long time, I spoke to Mark, he took my information over the phone, I emailed him all the necessary documents, Tyler followed up with me and told me I was approved and I couldn't believe it. He asked me to come test drive a vehicle, I went during my lunch break, drove the vehicle, and signed the paperwork. I was in and out of there in 20 minutes. I honestly didn't think I would be driving such a nice vehicle, I would have been happy with just something with 4 wheels no matter what year and mileage. I will never forget how much these guys helped me, and I am going to recommend them to everyone I know. This was such a great buying experience, great people, very professional. They have changed my life for the better. Thank you Tyler and Mark!

Henry Mayes Jr - Baytown, Texas

Called Tyler right before we got out of bankruptcy. I talked to him for about 15 minutes and took my information. Tyler gave me a call the next moing saying come on it you've been approved. Once there I can say Tyler and Mark are the best salesmen I've ever visited. If you wanted a cold beverage they got it for you. The impressive part was when they handed me all the keys on their lot and said test drive any one you want. If you want 2 because you've been approved drive them down to the front. I had never seen that before since I first bought a vehicle when I was 19. I am pleased to say without a shadow of a doubt Frontier Funding is an A plus company. I would refer anyone to them. Thanks Tyler and thanks Mark

Yvonne & Hugo - Cypress, TX

I can't help but share how much help DJ was through this process. Everything was easy, headache free and a lot less stressful than going to a standard dealership. The staff was great. Everything was quick, professional and very relaxed. DJ did all the leg work and all we had to do was go pick out which car we wanted and sign the paperwork. Thanks again Frontier!

Wendy C. - Spring, Texas

Mr. Tyler at Frontier Funding is the best. Mr. Tyler was easy-going, sympathetic and exceptionally knowledgeable about the total buying process. I will forever be grateful for what Frontier Funding did for me and will without a doubt recommend them to everyone I know. Thank you Mr. Tyler Wigley and Frontier Funding!!

Yady Cedeno - Lake Jackson

I do not like to shop for cars, i think it is the most boring, annoying thing to do and when I went to see Mark which I have been knowing for a while I let him know exactly that He smiled at me And told me to just relax that everything was going to be ok and that His team and personally Him will make sure it was a good experience. A good experience i thought, yeah right. Omg i was in for a great surprise becuse this guys are the best in the Houston area and iam sure in the entire State of Texas. Such professionals, dedicated, funny, straight to the point, they make you think and feel like you are the one in control and let me tell you if you want to be treated like a person and not a credit number, orreport you need to go see this guys. I have told everybody i know to go to them when they are looking for a clean, nice, almost new car because this guys are the best of the best. Love my new car!!! Thanks so much Mark and gang, you guys are AMAZING!

Demetria R. - Houston, Texas

I was very blessed to be introduced to Frontier Funding. My lawyer told me to contact them and I am so overjoyed that I did. The process was the best I have ever experienced, they were very professional and very polite. I went there to tu in paperwork and walked out with a car, I was so overwhelmed with happiness, all I could do was cry. What a great company, I will always recommend Frontier Funding.

Zachery Johnson - New Caney

My wife and I recently bought a car from Tyler, it was the best car buying experience we have ever had. Very up front and honest and in and out very quick. Highly recommend them.

kesha walls - Houston, Texas

Frontier Funding LLC a total blessing! Tyler was just wonderful! he was very pleasant and professional. I wish all car purchases where like this! I tell everyone I know about Frontier Funding and Tyler. This is the only way anyone should purchase a car! Thank you frontier for making this a stress-free experience!

Brodrick T - Houston

I've just purchased A new vehicle with Frontier Funding. At first I was a little skeptical. But my Attoey Martin P. and his team at Acosta Law Firm referred me. My engine had went out and I didn't have the funds to take it to have it towed then get a diagnosis and then have it fixed with a presumption of this is whats wrong. I'm a single father of three teenage daughters and one son. And the fact that i'm currently in the rebuilding process through bankruptcy. I met Tyler Wigley. He explained how the program and the bank helps people rebuild credit. When I met him it felt like I known him for a while. In other words I was very comfortable didn't feel pressured. For the amount that I was approved for he gave me FIVE keys to five different VEHICLES! After leading me to the inventory of life. He Insured me that the process would take no longer than five minutes when i was ready. Boy was he right! The only thing that took too long was me test driving all of the vehicles. He didnt stand over me or anything. He gave me all of the freedom and time I needed. His exact words were take your time, when you have decided on what car you would like. Just drive into the visitor parking lot and come back to the office, And will we be ready to rock and roll. He gave me a suggestion but only an option but nothing pressured. To be honest they were ALL great choices latest model cars with SUPER low miles. The cars looked brand new. They all drove great! But my choice was based on room and gas. I totally dig my new purchase and cant keep my eyes off of it. After i ed my vehicle he was right i was out of there, quick. I highly recommend Frontier Funding they will greet you very warm and comfortable. These guys are their to help you and will take their time with you. Until you are satisfied. Trust me when I tell you they are very ive of their inventory and they will not take anything less like some car dealerships. They don't stock junk cars I promise you that. And you will leave in the latest model car with low miles that they have. Thank you Tyler W.

lalita collins - collegestation,texas

Omg,didnt believe how fast the process was they let you know you already approved,and they give you the choice to test drive any vehicle you would like......TYLER is AWESOME......

Regina Williams - Houston, Texas

It was a great experience. Tyler, my salesman, was so helpful and informative.

M

At Frontier they care about you and what you are going through! I was able to walk in and fall in love with a vehicle that I CHOSE and leave with the keys on the same day. The stars aligned and everything worked like a well oiled machine!....I fall more in love with my fully loaded Nissan Altima everyday! If you are looking for a vehicle and you choose Frontier you will drive away with more than just a nice ride! Thank you, thank you, thank you for EVERYTHING!

Gail Williams - Houston, Texas

Frontier Funding are the absolute best!! They were recommended by my attoey. The experience was very pleasant and extremely fast! It took more time for me to pick the vehicle I wanted than the process of filling out paperwork! Tyler was very helpful throughout the entire process!! I'm absolutely in love with my 2015 Chrysler 200! Very low miles and just a beautiful car! I'd definitely recommend them 10 times over!!!! Thank you Frontier Funding!!!!!

Judy A. - Richmond

I was referred to contact Frontier Funding after my Chapter 13. Years earlier I had to file a Chapter 7 so it was extremely difficult for a financial institution to fund me. I need have to come up with a little down payment but the SUV I wanted I got it! The paperwork and working with Tyler was EXCELLENT and I appreciate his and Marks honesty and openness in this process. I am SOOOO happy with the SUV my notes and the bank was great even speaking with them was easy. Frontier is TOP of the GAME in this business.

LOU ANN LAMB - Anahuac, TX

I went in to just see what it was all about and left with a 2015 KIA Suv. I was in shock it was so easy.

Sharon Smith - Houston, Texas

I got a flyer in the mail. I was thinking it can't be that simple. I made the call and spoke with Tyler. I was approved the same day. I looked online and saw a vehicle that I liked. I called the office and spoke with Mark. Once I went it to pick up the vehicle I was able to the meet the dream team (Tyler and Mark)! GREAT EXPERIENCE

Davetta - Houston

I love this place my truck broke down and I needed a car to get to work in called these guys and I had a car in a week. THEN on top of the when I came into the office my paper work was ready to sign .I was in and out of there in a after of 15 min again thankkkkkkkkkk!!!!!!!!! You for help me this company is great

Z&S Hiett - Magnolia, TX

Whenever the car we had broke down beyond repair, we started looking for another vehicle and came across Frontier Funding. After reading almost all of the testimonials, and much deliberation, we decided to give them a call. I spoke with Tyler who in an instant, put my mind at ease about checking them out and possibly purchasing a vehicle from them. We made the appointment, showed up, and Tyler walked us through the whole process. After trying out most of the cars they had available, we decided on the one we liked and that fit our budget. We left that day with the car, and Tyler mostly did the rest. The whole process was very easy and stress free (besides deciding on a car) and they were very easy to do business with.

Cylenthia Hoyrd - Houston, TX

I have never felt so good about a vehicle purchase before. Tyler Wigley was GREAT! He was compassionate about my situation and handled every detail with compassion and professionalism. My finances have been ripped apart through a bitter divorce and custody battle. I got the short end of the stick and was feeling pretty low about the prospects of purchasing a nice reliable car. Tyler didn't ask any demeaning or prying questions he just kept it moving. I appreciate Tyler's attention to detail and his hard work to get me into a beautiful 2015 Hyundai Sonata. Frontier Funding does more than finance vehicles they care about their customers in the long-term thus making sure you have the best warranties and coverage possible. After my purchase I had my friend inspect the car and he said "you made a good choice. This is a good car and it's in good shape." THANK YOU Tyler!! You Rock!!

Thelma & Henry McNeese - Houston

Frontier Funding is the #1 dealership: I would like to take the time to give recognition to Mr.Mark and Mr.DJ who went out of their way to assist and help my husband and I purchase a very nice 2017 Grand Caravan with low mileage. I appreciate them both taking time to meet our needs, treating us as if we were family and not just another sale. They were very professional, kind,courteous,geniune,honest, and very determined to make sure we were pleased customers. We are truly blessed and grateful for all their help! This will never be forgotten. The McNeese family thank you sincerely from our hearts!

Andd B. - Houston, TX

DJ at Frontier Funding was able to do what no other person/dealership was able to do. I was able to finally get a new car. I had tried to work with several dealerships around Houston but to no avail. Everything DJ said about the process was exact! I have a 2017 Hyundai Tucson. It was still under warranty and is a great car. They specialize in working with people in bankruptcy but they can help others with bad credit.

cheryl and raymond - sugarland, tx

My husband and I were able to purchase cars for both of us even though we are in bankruptcy with no problems at all. Thanks Mark and DJ.

Darrell and Yolanda Gray - Houston, Tx

OMG!!!!!! Buying a car has never been this painless ever!!!!! I spoke with Tyler Via phone around 1PM on Day1 and buy 3pm we had a list of cars we were approved for with little to no money down. By 5 pm we had a bank approval and Tyler told us to come test drive and a car on the next day. My wife picked up the new 2018 Altima that next day. In and out in less than an hour. Painless and carefree. OMG. Tyler is the man on a few planet. Please make sure you get to check out Frontier Funding and allow them to help you find you next car. I am really considering getting another vehicle through Frontier soon. 5 STAR rating and Customer Experience for sure. Thanks Tyler and Frontier Funding!!!!!

JOHN SNOW

Frontier Funding has been Awsome! Tyler is very honest and knowledgeable when it comes to buying cars. Tyler was quick and to the point, he allowed us to freely test drive all cars we were interested in without any pressure. Thanks again Frontier funding for giving us this chance to rebuild our credit. Thank you Tyler for getting us approved and getting us in and out quickly!

Breneshia Simpson

MR TYLER WIGLEY WAS VERY HELPFUL TO ME HE ANSWERED ALL OF MY QUESTIONS... I WOULD REFER THEM TO EVERY BODY
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